A lot of people assume dental insurance is automatically included with their health insurance. That is a very common misunderstanding, and it can lead to surprise out of pocket costs when it is time for a cleaning, X rays, fillings, or other dental treatment. The short answer is that dental insurance is not always included in health insurance. In many cases, adults need separate dental coverage, while children’s dental benefits are treated differently.

As a leading health insurance agency in Panama City, we understand the complexities of the industry and are here to provide families across the Emerald Coast with the best health insurance options available.