
Panama City

Bay
30A

Walton

Port St Joe

Gulf
What We Offer
Health
Comprehensive coverage for medical expenses, including doctor visits, hospital stays, and prescriptions, designed to protect your health and finances.
Dental
Covers routine dental care like exams, cleanings, and major treatments, ensuring you maintain optimal oral health with reduced out-of-pocket costs.
Medicare
Government-sponsored health insurance for individuals 65+, covering hospital care (Part A), medical services (Part B), and prescription drugs (Part D).
Accident
Provides financial support in case of an injury due to accidents, covering medical costs, hospital stays, and recovery treatments to alleviate financial stress.
Hospital Indemnity
A supplemental insurance that pays a fixed daily amount for hospital stays, helping cover extra costs like co-pays, transportation, and meals during recovery.
Critical Care
Offers financial protection for life-threatening conditions like cancer, heart attack, or stroke, covering treatment costs and providing a financial cushion during recovery.
Our Vision
Personalized Pricing
People-Focused
Financial Security
Insurance options change regularly and it’s difficult to know if you’re making the best decision in the insurance marketplace. Lay’s Insurance is dedicated to helping you select the best plan based on your income and needs. We are here to guide you and make you feel secure in your choice!

Our Reviews
Let’s Talk Insurance
Contact us for any questions or inquiries — we’ve got you covered!